16 Feb

Is it time for a MORTGAGE REVIEW?

General

Posted by: Kristin Speijer

Benefits of scheduling a Mortgage Review? Well, to name a few… prepare for the purchase of a new home have cash available for renovations or other home improvements increase your cash flow by reducing high interest loans or credit cards obtain a better rate (now is the time as rates are slowly creeping up!) future […]

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28 Jan

When refinancing is not just for equity take out…

General

Posted by: Kristin Speijer

Most people think of a refinance as pulling equity out of their home, which it most definitely can be. But there are other changes to your mortgage we can make during a refinance or restructure. Maybe when you originally obtained your mortgage you were at a different place financially so you chose a shorter amortization. […]

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8 Nov

Your Credit Rating and Home Buying – The 4 C’s of Credit

General

Posted by: Kristin Speijer

Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrating that you are creditworthy, which all comes down to your credit rating. This is how lenders and credit agencies determine the interest rate you pay, or whether you will qualify for a mortgage […]

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25 Oct

Thinking about refinancing? Here’s the scoop…

General

Posted by: Kristin Speijer

Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, refinancing allows you to pay off your existing mortgage and replace it with a new one. There are a variety of reasons to consider mortgage refinancing, including but not limited to: You want to leverage large […]

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18 Oct

Considering a move? Here are some things to think about…

General

Posted by: Kristin Speijer

If you’re feeling cramped in your tiny apartment, it may be time to consider moving on up! For those of you who feel that your current home is too big, or requires too much maintenance, then now might be a good time to scale down! Regardless of the reason you are looking to move from […]

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